鄭(zheng)州2025年9月9日 /美通社/ -- 在醫保支付方式改革持續深化背景下，商業醫療險，尤其是百萬醫療險，可幫助客戶覆蓋基本醫療保險外的醫療費用問題，托底就醫安全感。為更好滿足客戶多元化、多層次的醫療保障需求，平安人壽于9月8日重磅推出e生保系列醫療險產品【1】，以百萬醫療險為核心，用百萬保額【2】助(zhu)力客戶(hu)化解(jie)就醫費用問(wen)題，并以突(tu)破性的產品責任設計，覆蓋更多(duo)醫療場景，助(zhu)力優質醫療資源(yuan)獲取，旨在讓客戶(hu)就醫真正(zheng)實現"省(sheng)心、省(sheng)時、又(you)省(sheng)錢"。
百萬保額保障，兩大方案選擇靈活隨心
平(ping)安(an)(an)人(ren)(ren)壽e生(sheng)(sheng)(sheng)保(bao)(bao)(bao)(bao)系列醫療(liao)(liao)險(xian)產品包含平(ping)安(an)(an)e生(sheng)(sheng)(sheng)保(bao)(bao)(bao)(bao)（惠(hui)(hui)享(xiang)版）長期(qi)醫療(liao)(liao)保(bao)(bao)(bao)(bao)險(xian)（費率可(ke)調(diao)）（簡稱e生(sheng)(sheng)(sheng)保(bao)(bao)(bao)(bao)惠(hui)(hui)享(xiang)）、平(ping)安(an)(an)e生(sheng)(sheng)(sheng)保(bao)(bao)(bao)(bao)（尊享(xiang)版）醫療(liao)(liao)保(bao)(bao)(bao)(bao)險(xian)（簡稱e生(sheng)(sheng)(sheng)保(bao)(bao)(bao)(bao)尊享(xiang)）、平(ping)安(an)(an)e生(sheng)(sheng)(sheng)保(bao)(bao)(bao)(bao)（頤享(xiang)版）醫療(liao)(liao)保(bao)(bao)(bao)(bao)險(xian)（簡稱e生(sheng)(sheng)(sheng)保(bao)(bao)(bao)(bao)頤享(xiang)），以及平(ping)安(an)(an)e生(sheng)(sheng)(sheng)保(bao)(bao)(bao)(bao)（加(jia)享(xiang)版）醫療(liao)(liao)保(bao)(bao)(bao)(bao)險(xian)（簡稱e生(sheng)(sheng)(sheng)保(bao)(bao)(bao)(bao)加(jia)享(xiang)）。在產品方(fang)案選擇上，平(ping)安(an)(an)人(ren)(ren)壽設(she)計"標準化(hua)"和"定制化(hua)"兩大方(fang)案，滿足客戶(hu)多元化(hua)的醫療(liao)(liao)保(bao)(bao)(bao)(bao)障需求。
據介紹，e生保惠享、e生保尊享及e生保頤享均為標準化產品，客戶可按需選擇，一步到位，省心省時。以e生保惠享為例，一般醫療保險金、重疾醫療保險金的給付限額各為200萬元/年，保證續保期內，保險金總給付限額為800萬元【2】，可滿足不同層級的醫療需求。保證續保20年【3】，為客戶提供"超長待機"的持續守護。該產品還支持家庭投保【4】，投保人數越多，保費費率越低，一款產品護佑全家安康。若客戶有更高醫療需求，可選擇e生保尊享或e生保頤享，獲得更有品質的就醫體驗【5】。
同時，平安人壽創新推出百萬醫療"基座+自選"組合模式【6】，為(wei)客戶提供(gong)豐儉由人的定(ding)制化選擇。該模(mo)式(shi)以(yi)e生(sheng)保(bao)(bao)惠享(xiang)為(wei)"基座(zuo)"，組合(he)e生(sheng)保(bao)(bao)加享(xiang)，5大(da)計劃隨(sui)心可選，擴(kuo)展特需(xu)就診等保(bao)(bao)障范(fan)圍(wei)、覆蓋國內外先進療法，靈活滿(man)足客戶的品(pin)質就醫(yi)需(xu)求。這一模(mo)式(shi)下，客戶既可享(xiang)有20年保(bao)(bao)證續(xu)保(bao)(bao)的堅實保(bao)(bao)障，又可結合(he)自身需(xu)求和經(jing)濟情況(kuang)，享(xiang)受優質醫(yi)療資源。
三大責任設計突破，提升客戶就醫品質
平安人壽此次推(tui)出的系列產(chan)品中，e生(sheng)(sheng)保加(jia)(jia)享(xiang)(xiang)、e生(sheng)(sheng)保尊享(xiang)(xiang)及e生(sheng)(sheng)保頤享(xiang)(xiang)較傳統產(chan)品責任范圍更廣，能夠鏈接更加(jia)(jia)優(you)質的醫(yi)療資源，覆蓋(gai)更為豐富的就醫(yi)場景，提升就醫(yi)品質，為客戶提供(gong)"省(sheng)心、省(sheng)時、又省(sheng)錢"的就醫(yi)體驗。
上述三款產品一是改變了圍繞住院前、住院中的傳統醫療險責任設計模式，新增術后康復責任【7】，實現住院前、中、后就醫全流程覆蓋。二是支持院外購藥及處方【8】，覆蓋院外購藥費用責任，并整合資源提供院外處方、供應、配送一站式用藥鏈路。三是可享前沿技術，覆蓋質子重離子、CAR-T細胞免疫治療【9】等(deng)先(xian)進(jin)療法，可協助(zhu)客戶(hu)實現境(jing)內外創新藥品、藥械安排，以(yi)先(xian)進(jin)技術為(wei)客戶(hu)增(zeng)加疾病治(zhi)愈可能(neng)。
搭載全新"安有醫"服務，尋醫問藥全程守護
值得一提的是，值e生保系列產品上市之際，平安人壽整合平安集團內外部優質醫療資源，重磅推出"平安添瑞?安有醫"【10】保險+服務(wu)解決方案(an)，為(wei)e生(sheng)保系列產品(pin)搭載(zai)全(quan)新"安(an)有(you)(you)醫"健康服務(wu)計劃，針(zhen)對客(ke)戶(hu)的(de)多(duo)元需求(qiu)匹配(pei)相應服務(wu)，實現醫療(liao)(liao)(liao)險責任和服務(wu)功能上的(de)協同(tong)(tong)，助(zhu)客(ke)戶(hu)告別就(jiu)醫焦慮。如客(ke)戶(hu)不幸罹(li)患(huan)疾病，"平安(an)添(tian)瑞(rui)?安(an)有(you)(you)醫"將通(tong)過醫療(liao)(liao)(liao)保險金的(de)及(ji)時給(gei)付(fu)，幫(bang)助(zhu)客(ke)戶(hu)緩解治(zhi)療(liao)(liao)(liao)壓力。同(tong)(tong)時，配(pei)套的(de)醫療(liao)(liao)(liao)服務(wu)權益，能夠為(wei)客(ke)戶(hu)提供(gong)就(jiu)醫陪(pei)診(zhen)、專家會診(zhen)、特藥協助(zhu)、住院照護(hu)、出(chu)院協助(zhu)、康復(fu)指導等多(duo)層(ceng)次(ci)的(de)服務(wu)，覆蓋住院前、中、后全(quan)流程，讓客(ke)戶(hu)尋醫問(wen)藥更(geng)輕松，就(jiu)醫治(zhi)療(liao)(liao)(liao)更(geng)安(an)心。
順應(ying)市場需求，平安人壽推出e生保(bao)系列醫療險產品(pin)，以百萬醫療險為(wei)核心，匹配優質(zhi)責任(ren)設計，幫助客戶(hu)輕松鏈接更多品(pin)質(zhi)醫療資源(yuan)，獲取(qu)更優解決方案，為(wei)客戶(hu)健康(kang)保(bao)駕(jia)護航。
平(ping)安(an)人壽表示，未(wei)來公司將繼續(xu)秉持(chi)"以人民為中(zhong)心"的(de)發展理念，依托平(ping)安(an)集團"綜合金融(rong)+醫療養老"戰略(lve)布(bu)局(ju)，持(chi)續(xu)豐(feng)富醫療保(bao)險(xian)產品供給，為廣大客戶送去更(geng)多"省(sheng)心、省(sheng)時、又(you)省(sheng)錢";的(de)產品和服務，為實(shi)現"健康中(zhong)國(guo)"目標貢獻力量。
重要提示：
【1】平(ping)安(an)e生保為醫(yi)(yi)療(liao)(liao)保險(xian)(xian)產(chan)品系列，該(gai)系列包(bao)括平(ping)安(an)e生保（惠享(xiang)版）長期醫(yi)(yi)療(liao)(liao)保險(xian)(xian)（費率(lv)可(ke)調(diao)），簡(jian)稱e生保惠享(xiang)；平(ping)安(an)e生保（尊(zun)享(xiang)版）醫(yi)(yi)療(liao)(liao)保險(xian)(xian)，簡(jian)稱e生保尊(zun)享(xiang)；平(ping)安(an)e生保（頤享(xiang)版）醫(yi)(yi)療(liao)(liao)保險(xian)(xian)，簡(jian)稱e生保頤享(xiang)；平(ping)安(an)e生保（加(jia)享(xiang)版）醫(yi)(yi)療(liao)(liao)保險(xian)(xian)，簡(jian)稱e生保加(jia)享(xiang)。您可(ke)根據實際保障(zhang)需求與經濟承受能力合理規(gui)劃(hua)選擇。其中(zhong)，e生保惠享(xiang)為費率(lv)可(ke)調(diao)的長期醫(yi)(yi)療(liao)(liao)保險(xian)(xian)產(chan)品，在保證續保期內保險(xian)(xian)費率(lv)有可(ke)能調(diao)整，具(ju)體觸發條(tiao)件、調(diao)整規(gui)則及流程(cheng)詳見保險(xian)(xian)條(tiao)款。
【2】百萬(wan)(wan)(wan)(wan)(wan)保(bao)(bao)(bao)額(e)(e)(e)(e)(e)是指e生保(bao)(bao)(bao)系(xi)列醫(yi)療險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)期(qi)間內(nei)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)金(jin)(jin)(jin)給(gei)(gei)(gei)付(fu)(fu)(fu)總限(xian)(xian)額(e)(e)(e)(e)(e)200萬(wan)(wan)(wan)(wan)(wan)起(qi)；e生保(bao)(bao)(bao)惠享保(bao)(bao)(bao)證續保(bao)(bao)(bao)期(qi)間內(nei)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)金(jin)(jin)(jin)總給(gei)(gei)(gei)付(fu)(fu)(fu)限(xian)(xian)額(e)(e)(e)(e)(e)為800萬(wan)(wan)(wan)(wan)(wan)元(yuan)(yuan)(yuan)，一般醫(yi)療保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)金(jin)(jin)(jin)給(gei)(gei)(gei)付(fu)(fu)(fu)限(xian)(xian)額(e)(e)(e)(e)(e)為200萬(wan)(wan)(wan)(wan)(wan)元(yuan)(yuan)(yuan)，保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)期(qi)間內(nei)重(zhong)大疾病醫(yi)療保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)金(jin)(jin)(jin)給(gei)(gei)(gei)付(fu)(fu)(fu)限(xian)(xian)額(e)(e)(e)(e)(e)為200萬(wan)(wan)(wan)(wan)(wan)元(yuan)(yuan)(yuan)，為累(lei)計(ji)給(gei)(gei)(gei)付(fu)(fu)(fu)金(jin)(jin)(jin)額(e)(e)(e)(e)(e)超過一般醫(yi)療保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)金(jin)(jin)(jin)給(gei)(gei)(gei)付(fu)(fu)(fu)限(xian)(xian)額(e)(e)(e)(e)(e)后給(gei)(gei)(gei)付(fu)(fu)(fu)；e生保(bao)(bao)(bao)尊(zun)享保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)期(qi)間內(nei)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)金(jin)(jin)(jin)總給(gei)(gei)(gei)付(fu)(fu)(fu)限(xian)(xian)額(e)(e)(e)(e)(e)為400萬(wan)(wan)(wan)(wan)(wan)元(yuan)(yuan)(yuan)；e生保(bao)(bao)(bao)頤享保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)期(qi)間內(nei)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)金(jin)(jin)(jin)總給(gei)(gei)(gei)付(fu)(fu)(fu)限(xian)(xian)額(e)(e)(e)(e)(e)為800萬(wan)(wan)(wan)(wan)(wan)元(yuan)(yuan)(yuan)；e生保(bao)(bao)(bao)加享根據不同計(ji)劃(hua)，保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)期(qi)間內(nei)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)金(jin)(jin)(jin)給(gei)(gei)(gei)付(fu)(fu)(fu)總限(xian)(xian)額(e)(e)(e)(e)(e)為200萬(wan)(wan)(wan)(wan)(wan)元(yuan)(yuan)(yuan)或(huo)600萬(wan)(wan)(wan)(wan)(wan)元(yuan)(yuan)(yuan)。各(ge)項保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)金(jin)(jin)(jin)有對應的(de)給(gei)(gei)(gei)付(fu)(fu)(fu)限(xian)(xian)額(e)(e)(e)(e)(e)，需滿足合同約定的(de)給(gei)(gei)(gei)付(fu)(fu)(fu)條件，詳(xiang)見(jian)條款。
【3】e生保(bao)(bao)(bao)惠享的保(bao)(bao)(bao)險(xian)(xian)期間(jian)為1年(nian)，每20年(nian)為一個保(bao)(bao)(bao)證續(xu)(xu)保(bao)(bao)(bao)期間(jian)，保(bao)(bao)(bao)證續(xu)(xu)保(bao)(bao)(bao)期內(nei)，如(ru)未收(shou)到不(bu)再(zai)繼續(xu)(xu)投保(bao)(bao)(bao)的書面(mian)通(tong)知，則視作(zuo)申(shen)請續(xu)(xu)保(bao)(bao)(bao)。而如(ru)保(bao)(bao)(bao)證續(xu)(xu)保(bao)(bao)(bao)期間(jian)屆(jie)滿，您則需(xu)要重新(xin)向我們(men)申(shen)請投保(bao)(bao)(bao)本(ben)產(chan)品(pin)(pin)(pin)。若(ruo)保(bao)(bao)(bao)證續(xu)(xu)保(bao)(bao)(bao)期間(jian)屆(jie)滿時(shi)，本(ben)產(chan)品(pin)(pin)(pin)已停止(zhi)銷售，我們(men)不(bu)再(zai)接受投保(bao)(bao)(bao)申(shen)請，但會向您提供投保(bao)(bao)(bao)其他保(bao)(bao)(bao)險(xian)(xian)產(chan)品(pin)(pin)(pin)的合理建(jian)議。
【4】e生保(bao)(bao)(bao)惠(hui)享可同時為(wei)符合承保(bao)(bao)(bao)條件(jian)的(de)(de)(de)家(jia)庭(ting)成(cheng)員(yuan)(yuan)投(tou)(tou)保(bao)(bao)(bao)，家(jia)庭(ting)成(cheng)員(yuan)(yuan)僅指投(tou)(tou)保(bao)(bao)(bao)人(ren)本(ben)人(ren)、投(tou)(tou)保(bao)(bao)(bao)時與投(tou)(tou)保(bao)(bao)(bao)人(ren)具(ju)有合法婚(hun)姻(yin)關系的(de)(de)(de)配(pei)偶、投(tou)(tou)保(bao)(bao)(bao)人(ren)的(de)(de)(de)父母以及(ji)投(tou)(tou)保(bao)(bao)(bao)人(ren)的(de)(de)(de)子女。針(zhen)對一次投(tou)(tou)保(bao)(bao)(bao)時承保(bao)(bao)(bao)的(de)(de)(de)家(jia)庭(ting)成(cheng)員(yuan)(yuan)人(ren)數(shu)不同，將適用不同的(de)(de)(de)家(jia)庭(ting)費率因子。
【5】e生保惠享保險(xian)區域(yu)(yu)為中國大陸(lu)(lu)（不(bu)含(han)(han)港澳(ao)臺地區）二級及(ji)以上(shang)(shang)醫(yi)院普通部(bu)（不(bu)含(han)(han)特需）。e生保尊享保險(xian)區域(yu)(yu)為中國大陸(lu)(lu)（不(bu)含(han)(han)港澳(ao)臺地區）二級及(ji)以上(shang)(shang)醫(yi)院。e生保頤享根(gen)據不(bu)同計劃，保險(xian)區域(yu)(yu)分為中國（包(bao)括港澳(ao)臺地區）/全(quan)球除美/全(quan)球。
【6】"基(ji)座+自選"模式是(shi)指同時購買e生(sheng)保(bao)(bao)(bao)(bao)惠(hui)享和e生(sheng)保(bao)(bao)(bao)(bao)加(jia)享的(de)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)產(chan)(chan)品(pin)計(ji)(ji)(ji)劃(hua)(hua)(hua)，您可根據實際保(bao)(bao)(bao)(bao)障需求與經濟承受能(neng)力合理規劃(hua)(hua)(hua)選擇(ze)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)產(chan)(chan)品(pin)計(ji)(ji)(ji)劃(hua)(hua)(hua)，也可單(dan)獨(du)購買保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)產(chan)(chan)品(pin)計(ji)(ji)(ji)劃(hua)(hua)(hua)中(zhong)的(de)任(ren)一主(zhu)險(xian)(xian)(xian)。e生(sheng)保(bao)(bao)(bao)(bao)加(jia)享保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)計(ji)(ji)(ji)劃(hua)(hua)(hua)分為計(ji)(ji)(ji)劃(hua)(hua)(hua)一、計(ji)(ji)(ji)劃(hua)(hua)(hua)二(er)、計(ji)(ji)(ji)劃(hua)(hua)(hua)三、計(ji)(ji)(ji)劃(hua)(hua)(hua)四、計(ji)(ji)(ji)劃(hua)(hua)(hua)五，五種計(ji)(ji)(ji)劃(hua)(hua)(hua)可按(an)需選擇(ze)其中(zhong)一種。保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)計(ji)(ji)(ji)劃(hua)(hua)(hua)在(zai)投保(bao)(bao)(bao)(bao)時約定(ding)并在(zai)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)合同上載明，保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)計(ji)(ji)(ji)劃(hua)(hua)(hua)確定(ding)后不(bu)(bu)接受變更保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)計(ji)(ji)(ji)劃(hua)(hua)(hua)的(de)申請。在(zai)投保(bao)(bao)(bao)(bao)時可就(jiu)不(bu)(bu)同的(de)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)責任(ren)、不(bu)(bu)同的(de)保(bao)(bao)(bao)(bao)障區(qu)域、有無年度免賠額及不(bu)(bu)同醫院(yuan)范圍選擇(ze)對應的(de)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)計(ji)(ji)(ji)劃(hua)(hua)(hua)。e生(sheng)保(bao)(bao)(bao)(bao)加(jia)享不(bu)(bu)含(han)普(pu)通部醫療(liao)責任(ren)。
【7】e生保惠享(xiang)(xiang)不包含術后(hou)康復、院外購藥及(ji)處方(fang)、質子(zi)重離子(zi)等前沿技術責任，e生保尊享(xiang)(xiang)、e生保頤享(xiang)(xiang)及(ji)e生保加(jia)享(xiang)(xiang)均(jun)包含前述責任。
【8】院(yuan)(yuan)(yuan)外(wai)(wai)(wai)購藥(yao)保(bao)(bao)障(zhang)指住(zhu)(zhu)(zhu)院(yuan)(yuan)(yuan)期間及(ji)住(zhu)(zhu)(zhu)院(yuan)(yuan)(yuan)前(qian)(qian)后(hou)院(yuan)(yuan)(yuan)外(wai)(wai)(wai)購藥(yao)費(fei)用(yong)保(bao)(bao)險金，即(ji)因疾病(bing)或(huo)意外(wai)(wai)(wai)傷害，經(jing)二級及(ji)以上醫(yi)(yi)保(bao)(bao)定(ding)點醫(yi)(yi)院(yuan)(yuan)(yuan)確診必(bi)須住(zhu)(zhu)(zhu)院(yuan)(yuan)(yuan)治療的(de)，在住(zhu)(zhu)(zhu)院(yuan)(yuan)(yuan)期間以及(ji)住(zhu)(zhu)(zhu)院(yuan)(yuan)(yuan)前(qian)(qian)30日內(nei)或(huo)出(chu)院(yuan)(yuan)(yuan)后(hou)30日內(nei)，由(you)于當前(qian)(qian)治療所必(bi)需的(de)藥(yao)品(pin)無(wu)法在醫(yi)(yi)院(yuan)(yuan)(yuan)內(nei)獲(huo)得(de)，因與(yu)該次住(zhu)(zhu)(zhu)院(yuan)(yuan)(yuan)相同原因而發生需從醫(yi)(yi)院(yuan)(yuan)(yuan)外(wai)(wai)(wai)購買(mai)前(qian)(qian)述藥(yao)品(pin)的(de)院(yuan)(yuan)(yuan)外(wai)(wai)(wai)購藥(yao)費(fei)用(yong)，需滿足合同約(yue)定(ding)的(de)給(gei)付(fu)條件；特定(ding)醫(yi)(yi)院(yuan)(yuan)(yuan)、藥(yao)品(pin)、醫(yi)(yi)療器械等目錄可在公司官網(wang)查詢，目錄可能會(hui)調整(zheng)。本文提及(ji)的(de)院(yuan)(yuan)(yuan)外(wai)(wai)(wai)購藥(yao)協(xie)助(zhu)處方等特定(ding)服務由(you)第三方服務供(gong)應商(shang)提供(gong)。中國平安人壽保(bao)(bao)險股份有限(xian)公司保(bao)(bao)留對(dui)服務內(nei)容、服務提供(gong)對(dui)象，服務提供(gong)規則的(de)調整(zheng)權利。
【9】CAR-T和質子(zi)(zi)重(zhong)(zhong)離子(zi)(zi)，指(zhi)合(he)(he)同約(yue)定(ding)的細胞免(mian)疫(yi)療(liao)(liao)(liao)法(fa)醫(yi)(yi)療(liao)(liao)(liao)保(bao)(bao)(bao)(bao)險(xian)金(jin)、質子(zi)(zi)重(zhong)(zhong)離子(zi)(zi)醫(yi)(yi)療(liao)(liao)(liao)保(bao)(bao)(bao)(bao)險(xian)金(jin)，我們(men)(men)按照合(he)(he)同約(yue)定(ding)的給(gei)(gei)付(fu)(fu)限額內給(gei)(gei)付(fu)(fu)上述兩項保(bao)(bao)(bao)(bao)險(xian)金(jin)。若被保(bao)(bao)(bao)(bao)險(xian)人在合(he)(he)同生(sheng)效前(qian)已(yi)發生(sheng)某"惡性(xing)腫瘤-重(zhong)(zhong)度(du)"，合(he)(he)同生(sheng)效后再次發生(sheng)該(gai)"惡性(xing)腫瘤-重(zhong)(zhong)度(du)"的，我們(men)(men)不(bu)承擔給(gei)(gei)付(fu)(fu)保(bao)(bao)(bao)(bao)險(xian)金(jin)的責任(ren)。對于符合(he)(he)一般醫(yi)(yi)療(liao)(liao)(liao)保(bao)(bao)(bao)(bao)險(xian)金(jin)給(gei)(gei)付(fu)(fu)條件的質子(zi)(zi)重(zhong)(zhong)離子(zi)(zi)醫(yi)(yi)療(liao)(liao)(liao)費用，我們(men)(men)按質子(zi)(zi)重(zhong)(zhong)離子(zi)(zi)醫(yi)(yi)療(liao)(liao)(liao)保(bao)(bao)(bao)(bao)險(xian)金(jin)給(gei)(gei)付(fu)(fu)，不(bu)再給(gei)(gei)付(fu)(fu)一般醫(yi)(yi)療(liao)(liao)(liao)保(bao)(bao)(bao)(bao)險(xian)金(jin)。未經我們(men)(men)安排自行進行細胞免(mian)疫(yi)療(liao)(liao)(liao)法(fa)所產生(sheng)的治(zhi)療(liao)(liao)(liao)費用，我們(men)(men)不(bu)承擔給(gei)(gei)付(fu)(fu)保(bao)(bao)(bao)(bao)險(xian)金(jin)的責任(ren)。詳見(jian)保(bao)(bao)(bao)(bao)險(xian)條款。
【10】關于安(an)(an)有醫(yi)(yi)服(fu)(fu)(fu)(fu)(fu)務(wu)(wu)(wu)(wu)(wu)：①本文提(ti)(ti)(ti)(ti)及(ji)的"安(an)(an)有醫(yi)(yi)"全稱為(wei)"安(an)(an)有醫(yi)(yi)健康(kang)服(fu)(fu)(fu)(fu)(fu)務(wu)(wu)(wu)(wu)(wu)計劃"，中國平(ping)安(an)(an)人壽保(bao)險(xian)(xian)股份(fen)(fen)(fen)有限公(gong)司(si)保(bao)留對(dui)(dui)服(fu)(fu)(fu)(fu)(fu)務(wu)(wu)(wu)(wu)(wu)內(nei)容、服(fu)(fu)(fu)(fu)(fu)務(wu)(wu)(wu)(wu)(wu)提(ti)(ti)(ti)(ti)供(gong)(gong)對(dui)(dui)象(xiang)、服(fu)(fu)(fu)(fu)(fu)務(wu)(wu)(wu)(wu)(wu)提(ti)(ti)(ti)(ti)供(gong)(gong)規則的調(diao)整權利；②服(fu)(fu)(fu)(fu)(fu)務(wu)(wu)(wu)(wu)(wu)提(ti)(ti)(ti)(ti)供(gong)(gong)主體(ti)：安(an)(an)有醫(yi)(yi)健康(kang)服(fu)(fu)(fu)(fu)(fu)務(wu)(wu)(wu)(wu)(wu)計劃所(suo)涉(she)服(fu)(fu)(fu)(fu)(fu)務(wu)(wu)(wu)(wu)(wu)由平(ping)安(an)(an)健康(kang)互聯網股份(fen)(fen)(fen)有限公(gong)司(si)及(ji)其上海分公(gong)司(si)、北京北醫(yi)(yi)醫(yi)(yi)院管理(li)有限公(gong)司(si)及(ji)/或具(ju)有經營資質的第三方(fang)(fang)(fang)服(fu)(fu)(fu)(fu)(fu)務(wu)(wu)(wu)(wu)(wu)商提(ti)(ti)(ti)(ti)供(gong)(gong)；③服(fu)(fu)(fu)(fu)(fu)務(wu)(wu)(wu)(wu)(wu)提(ti)(ti)(ti)(ti)供(gong)(gong)對(dui)(dui)象(xiang)：限指定產品(pin)(pin)的被(bei)(bei)保(bao)險(xian)(xian)人，服(fu)(fu)(fu)(fu)(fu)務(wu)(wu)(wu)(wu)(wu)詳情、服(fu)(fu)(fu)(fu)(fu)務(wu)(wu)(wu)(wu)(wu)使(shi)用(yong)規則等詳見安(an)(an)有醫(yi)(yi)服(fu)(fu)(fu)(fu)(fu)務(wu)(wu)(wu)(wu)(wu)手冊；④客戶使(shi)用(yong)服(fu)(fu)(fu)(fu)(fu)務(wu)(wu)(wu)(wu)(wu)前需授(shou)權第三方(fang)(fang)(fang)服(fu)(fu)(fu)(fu)(fu)務(wu)(wu)(wu)(wu)(wu)供(gong)(gong)應商使(shi)用(yong)相關信息用(yong)于提(ti)(ti)(ti)(ti)供(gong)(gong)權益(yi)服(fu)(fu)(fu)(fu)(fu)務(wu)(wu)(wu)(wu)(wu)；⑤安(an)(an)有醫(yi)(yi)健康(kang)服(fu)(fu)(fu)(fu)(fu)務(wu)(wu)(wu)(wu)(wu)計劃所(suo)涉(she)服(fu)(fu)(fu)(fu)(fu)務(wu)(wu)(wu)(wu)(wu)在任(ren)何方(fang)(fang)(fang)面都不得被(bei)(bei)理(li)解為(wei)保(bao)險(xian)(xian)理(li)賠(pei)結(jie)論以及(ji)與保(bao)險(xian)(xian)理(li)賠(pei)有關的任(ren)何承諾。有關保(bao)險(xian)(xian)責任(ren)、保(bao)險(xian)(xian)理(li)賠(pei)的相關約(yue)定、條件(jian)和限制以保(bao)險(xian)(xian)產品(pin)(pin)的保(bao)險(xian)(xian)合同為(wei)準。任(ren)何保(bao)險(xian)(xian)理(li)賠(pei)結(jie)果均應以中國平(ping)安(an)(an)人壽保(bao)險(xian)(xian)股份(fen)(fen)(fen)有限公(gong)司(si)的審核結(jie)果為(wei)準。
【11】本文所載內容僅(jin)供您理解(jie)保(bao)險條款所用，在某些情況下，我們不(bu)承擔給付保(bao)險金的責任，具(ju)體(ti)保(bao)險責任、責任免除、合同解(jie)除及(ji)其(qi)他內容詳見保(bao)險條款。
