還款由“你”做主

上海2013年3月29日電(dian) /美通社/ -- 對信用卡還(huan)款(kuan)(kuan)這項每位持卡人都必(bi)須面對的(de)煩心(xin)事(shi)，銀行(xing)使(shi)出了(le)渾(hun)身解數，希望一勞永逸地解決客戶還(huan)款(kuan)(kuan)難的(de)問題。更是(shi)其中翹楚，截至當前，交(jiao)通銀行(xing)開(kai)通了(le)多(duo)達20種信用卡便(bian)捷還(huan)款(kuan)(kuan)方(fang)式，并在業(ye)內首(shou)創(chuang)自動還(huan)款(kuan)(kuan)“兩次扣款(kuan)(kuan)”等(deng)服務，為客戶提供(gong)了(le)足夠多(duo)的(de)還(huan)款(kuan)(kuan)脫“困”渠道。

平時只顧(gu)著(zhu)享受信(xin)用(yong)卡的(de)(de)便利、實惠，卻(que)經常不(bu)(bu)小心錯過到(dao)期還(huan)款日(ri)；開會、出差、應酬，總和時間賽跑，去銀行或自動存款機還(huan)款幾乎是(shi)(shi)不(bu)(bu)可能(neng)完(wan)成(cheng)的(de)(de)任務；工資卡是(shi)(shi)這家銀行的(de)(de)，信(xin)用(yong)卡卻(que)是(shi)(shi)那家銀行的(de)(de)，一(yi)(yi)到(dao)還(huan)款日(ri)就(jiu)得上演“搬(ban)家”總動員……這些信(xin)用(yong)卡還(huan)款時的(de)(de)“困(kun)難戶”，“你”是(shi)(shi)其中之一(yi)(yi)嗎？

不論是忘(wang)性大的(de)“馬大哈”、不得(de)閑(xian)的(de)“奔奔族”，還是東奔西跑的(de)“搬運工”，都可以找(zhao)到最(zui)適合自己的(de)還款(kuan)方式。

如(ru)果不(bu)想(xiang)每月(yue)都要(yao)惦記到期還(huan)(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)日(ri)，信用卡(ka)的(de)自(zi)動(dong)(dong)(dong)轉(zhuan)賬還(huan)(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)無疑是(shi)較佳選(xuan)擇。可在申請交通(tong)(tong)銀(yin)行(xing)(xing)信用卡(ka)時(shi)就勾選(xuan)自(zi)動(dong)(dong)(dong)轉(zhuan)賬還(huan)(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)授權，也可以(yi)在拿(na)到信用卡(ka)后(hou)至(zhi)網點(dian)或通(tong)(tong)過(guo)注冊版網上銀(yin)行(xing)(xing)、手(shou)機銀(yin)行(xing)(xing)開(kai)(kai)通(tong)(tong)該功能。此后(hou)，每月(yue)到期還(huan)(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)日(ri)當天，交通(tong)(tong)銀(yin)行(xing)(xing)會(hui)自(zi)動(dong)(dong)(dong)在登記的(de)借記卡(ka)中扣(kou)除指定金額來償(chang)還(huan)(huan)(huan)(huan)信用卡(ka)欠款(kuan)(kuan)(kuan)(kuan)。為了(le)(le)避免有些(xie)借記卡(ka)賬戶(hu)(hu)余額不(bu)足、無法(fa)全額還(huan)(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)的(de)問題，交通(tong)(tong)銀(yin)行(xing)(xing)信用卡(ka)還(huan)(huan)(huan)(huan)首(shou)創(chuang)了(le)(le)自(zi)動(dong)(dong)(dong)還(huan)(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)“兩(liang)次扣(kou)款(kuan)(kuan)(kuan)(kuan)”服(fu)(fu)務(wu)，客戶(hu)(hu)可在開(kai)(kai)通(tong)(tong)自(zi)動(dong)(dong)(dong)轉(zhuan)賬還(huan)(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)時(shi)一并開(kai)(kai)通(tong)(tong)此服(fu)(fu)務(wu)，開(kai)(kai)通(tong)(tong)后(hou)，賬單(dan)日(ri)后(hou)第(di)7天將進(jin)行(xing)(xing)自(zi)動(dong)(dong)(dong)還(huan)(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)，如(ru)果還(huan)(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)失(shi)敗(bai)或是(shi)僅償(chang)還(huan)(huan)(huan)(huan)了(le)(le)部分(fen)款(kuan)(kuan)(kuan)(kuan)項(xiang)，交通(tong)(tong)銀(yin)行(xing)(xing)將發送短信及時(shi)提醒客戶(hu)(hu)，以(yi)便及時(shi)補缺；還(huan)(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)失(shi)敗(bai)或是(shi)僅償(chang)還(huan)(huan)(huan)(huan)了(le)(le)部分(fen)款(kuan)(kuan)(kuan)(kuan)項(xiang)的(de)，到期還(huan)(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)日(ri)當天，交通(tong)(tong)銀(yin)行(xing)(xing)會(hui)再(zai)次進(jin)行(xing)(xing)自(zi)動(dong)(dong)(dong)還(huan)(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)。“兩(liang)次扣(kou)款(kuan)(kuan)(kuan)(kuan)”服(fu)(fu)務(wu)，相(xiang)當于設置了(le)(le)雙重保(bao)護，讓客戶(hu)(hu)能更安心地享受自(zi)動(dong)(dong)(dong)轉(zhuan)賬還(huan)(huan)(huan)(huan)款(kuan)(kuan)(kuan)(kuan)的(de)便捷。

如(ru)果沒有(you)(you)交(jiao)通(tong)(tong)(tong)(tong)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)借(jie)記卡(ka)(ka)(ka)也無需發(fa)愁(chou)，只(zhi)要擁有(you)(you)中(zhong)(zhong)(zhong)國(guo)農(nong)業(ye)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)、中(zhong)(zhong)(zhong)國(guo)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)、中(zhong)(zhong)(zhong)國(guo)建設銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)、中(zhong)(zhong)(zhong)國(guo)郵政儲(chu)蓄銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)、招商(shang)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)或中(zhong)(zhong)(zhong)國(guo)光(guang)大銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)的借(jie)記卡(ka)(ka)(ka)，交(jiao)通(tong)(tong)(tong)(tong)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)信用卡(ka)(ka)(ka)持卡(ka)(ka)(ka)人(ren)就可(ke)以登錄注冊版(ban)網上銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)、手機銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)開通(tong)(tong)(tong)(tong)跨行(xing)(xing)(xing)(xing)(xing)(xing)(xing)自(zi)動還款(kuan)或進行(xing)(xing)(xing)(xing)(xing)(xing)(xing)跨行(xing)(xing)(xing)(xing)(xing)(xing)(xing)自(zi)助還款(kuan)，讓(rang)“搬運工”的歲月(yue)(yue)一(yi)去不(bu)復返。即日(ri)起至5月(yue)(yue)31日(ri)期間(jian)，交(jiao)通(tong)(tong)(tong)(tong)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)信用卡(ka)(ka)(ka)還為使用跨行(xing)(xing)(xing)(xing)(xing)(xing)(xing)自(zi)動或自(zi)助還款(kuan)的客(ke)戶(hu)準(zhun)備了一(yi)份驚喜：每筆(bi)成(cheng)功(gong)(gong)還款(kuan)由第三方支(zhi)付公司所(suo)扣除的2元手續費，交(jiao)通(tong)(tong)(tong)(tong)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)信用卡(ka)(ka)(ka)都將不(bu)限次數地贈(zeng)送給持卡(ka)(ka)(ka)人(ren)。同時，在(zai)5月(yue)(yue)31日(ri)之前成(cheng)功(gong)(gong)核發(fa)指定(ding)交(jiao)通(tong)(tong)(tong)(tong)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)信用卡(ka)(ka)(ka)主卡(ka)(ka)(ka)的新客(ke)戶(hu)，如(ru)果6月(yue)(yue)30日(ri)前簽(qian)訂交(jiao)通(tong)(tong)(tong)(tong)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)自(zi)動還款(kuan)或跨行(xing)(xing)(xing)(xing)(xing)(xing)(xing)自(zi)動還款(kuan)服務并成(cheng)功(gong)(gong)還款(kuan)，就可(ke)獲贈(zeng)10元刷(shua)卡(ka)(ka)(ka)金(jin)，所(suo)獲刷(shua)卡(ka)(ka)(ka)金(jin)在(zai)“最紅星期五”商(shang)戶(hu)或交(jiao)通(tong)(tong)(tong)(tong)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)(xing)(xing)信用卡(ka)(ka)(ka)積分樂園的刷(shua)卡(ka)(ka)(ka)消費時都可(ke)以直接抵扣。

對(dui)無暇去銀行(xing)(xing)或自動存款機(ji)上(shang)還(huan)(huan)款的持卡(ka)人，可(ke)撥打交(jiao)通(tong)銀行(xing)(xing)信用卡(ka)24小時(shi)(shi)服(fu)務熱線通(tong)過電話(hua)語音自助(zhu)還(huan)(huan)款，亦可(ke)下載“e動交(jiao)行(xing)(xing)”手機(ji)應用在手機(ji)銀行(xing)(xing)上(shang)自助(zhu)還(huan)(huan)款，還(huan)(huan)可(ke)登錄注冊(ce)版(ban)網上(shang)銀行(xing)(xing)自助(zhu)進行(xing)(xing)還(huan)(huan)款，總之，還(huan)(huan)款那些事兒，指點之間(jian)都(dou)能輕(qing)松搞(gao)定，省(sheng)(sheng)力更省(sheng)(sheng)時(shi)(shi)。除此(ci)之外，交(jiao)通(tong)銀行(xing)(xing)信用卡(ka)客戶還(huan)(huan)可(ke)自由選擇支付寶、財付通(tong)、快錢等第三(san)方網上(shang)渠道免費還(huan)(huan)款。

通(tong)過打造(zao)多(duo)元化的(de)還款渠道(dao)，交通(tong)銀行(xing)信用卡將還款的(de)主(zhu)動權交給客戶(hu)，讓(rang)客戶(hu)能夠(gou)自行(xing)選擇最適合自己習(xi)慣和(he)需求的(de)還款方(fang)式。